Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period . Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage , loan & credit card payments easy! It gives an instant view of consumer's credit, including Experian credit score , refreshed monthly & for free , & debt analysis with personalized offers tailored to consumer’s credit profile. Credit Sesame offers you the convenience to: - Pay your bills on time, all the time -- every time. - Watch your credit card balances, use as little of your available credit as possible and your credit score will thank you. - Avoid credit card debt , only charge what you can comfortably afford to pay off at the end of each month. Trust us, it will still build your credit . - Maintain a good mix of credit including credit cards , auto loans , mortgage , etc., and manage them wisely. How does your cre